Know Your Numbers, Improve Your Cash & Profit: Practical Financial Decision-Making for SME Owners and Managers

SBI261381

Overview

Running a profitable business does not always mean having healthy cash flow. For SME leaders, understanding what the numbers are saying - and knowing what action to take - is critical to managing costs, protecting margins and sustaining growth.

This practical programme helps participants make sense of their Profit & Loss, Balance Sheet and Cash Flow Statement, identify where cash and profits may be leaking, and use a focused set of financial indicators to make better business decisions. Through an SME case study and hands-on exercises, participants will learn to translate financial information into practical actions on cash flow, working capital, pricing, costs and profitability.
No formal accounting background is required.

Back

Programme/Agenda

Programme Outline	Learning Outcomes
1. Read the story behind the numbers Understand key accounting terms and financial statement elements - assets, liabilities, equity, revenue and expenses See how everyday business activities - purchasing, sales, payroll and capital expenditure - flow into the financial statements Understand the P&L, Balance Sheet and Cash Flow Statement See how the three statements connect Understand why profit does not always mean cash	Explain key accounting terms and how business activities affect the financial statements Interpret key financial statements and understand how they connect
2. Assess your business's financial health Identify key indicators of profitability, liquidity and financial health Spot financial trends and early warning signs	Identify financial red flags and areas requiring management attention
3. Find where cash is stuck Understand the working-capital cycle Manage receivables, inventory and supplier payments Use a simple cash-flow forecast	Diagnose where cash may be tied up and identify actions to improve cash flow

Back

WHY SHOULD I ATTEND

Participants will leave with greater confidence to read their numbers, spot financial risks and take action. They will gain practical tools to monitor financial health, improve cash-flow visibility, protect margins and make more informed business decisions.

Back

WHO SHOULD ATTEND

SME business owners, founders and directors
General managers and functional heads
Non-finance managers responsible for pricing, costs, budgets, operations or business performance
Finance staff attending together with business leaders to strengthen finance–operations alignment

Back

Contact Detail

learn@sbf.org.sg

Tuesday, 20 October 2026 - Tuesday, 20 October 2026

9:00 AM - 5:00 PM

160 Robinson Road, #06-01
SBF Center

Fees

Member	SGD‎280.00

Non-Member	SGD‎480.00

Quantity discounts available

Quantity	Price

(0)No Reviews yet

Participant Comp

Job Title

Participant Phone No

SSG Grant Ref Record